Service Terms

Effective October 15, 2026 · Xerci — Expense Tracker

These terms govern your use of Xerci, developed by Rzwan Ramazan. By using Xerci, you agree to these terms to the extent permitted by applicable law. If you disagree, do not use the service.

What Xerci provides

Xerci records expenses, debts and installments, supports Badini, Sorani, Arabic and English, and provides charts and reports. USD/IQD conversion uses a manually entered rate. The iOS release is being prepared; these terms do not claim App Store availability or public release of the corrected build. Xerci is free, with no ads or analytics.

No transactions or financial advice

Xerci is a personal record-keeping tool. It does not transfer money, process payments, provide banking services, enforce or collect debts, or offer personalized financial, investment, tax or legal advice. Reports and installment entries are not a guarantee of accuracy, payment or legal enforceability. Verify amounts, dates and rates independently before making decisions.

Your records and account

You are responsible for the accuracy and lawful use of entries, including notes and other people's names. Keep your device and account credentials secure. Do not use Xerci for unlawful activities, unauthorized access or interference with the service. You retain rights to your entered records; processing them is subject to the Privacy Policy.

Guest records/settings are stored on your device. Sign-in choices depend on the installed version. The current email-only iOS build supports optional email/password accounts and guest mode. The corrected iOS build adds optional native Google Sign-In and Sign in with Apple alongside email/password and guest mode; this does not announce its public release. These sign-in methods authenticate optional cloud accounts through Firebase Authentication. Records remain private: guest records stay on your device, while optional signed-in records sync to Firestore. Firestore provides cloud sync of profile information and financial records. Cloud services require connectivity and may experience interruptions. Do not assume sync is a backup guarantee. Keep independent copies of important information where possible.

Availability and changes

Features may change and service may be interrupted or discontinued. Reasonable efforts may be made to address problems, but continuous availability, error-free calculations and recovery of lost data are not guaranteed. These terms grant no ownership of the app's software or branding.

Account and data deletion

Account deletion is available in Settings and requires password reauthentication for email/password accounts or provider reauthentication for Google/Apple accounts, depending on the installed version and sign-in method. It removes the Firestore user document containing expenses, debts, installments, notes and settings, then deletes the Firebase Authentication account. In the corrected iOS build, Apple token revocation is also part of the deletion flow for Sign in with Apple accounts. Removing the app alone does not delete cloud data. Provider backups, security logs and other retention remain governed by applicable provider policies and legal requirements.

Contact rzwanramazan@gmail.com to request account/data deletion. Removing the app does not by itself remove cloud records. Retention, identity verification and provider backup/security retention are described in the Privacy Policy.

Responsibility and legal rights

To the extent allowed by applicable law, Xerci is provided as available, without guarantees of fitness for a particular purpose. Rzwan Ramazan is not responsible for losses caused by inaccurate user entries, incorrectly entered exchange rates, unavailable third-party services or reliance on records as professional advice. Nothing in these terms excludes liability that cannot lawfully be excluded or limits mandatory consumer rights.

Updates and contact

Updated terms will be published here with a revised effective date. For questions or concerns, email rzwanramazan@gmail.com.

Optional sign-in provider information

When you choose Google or Apple sign-in in a supported build, the provider may supply an account identifier, name, email address (including Apple's private relay email if you choose Hide My Email), and profile image, where available. Firebase uses this information to authenticate your optional cloud account; profile information may be stored with that account. Not every provider supplies every field.